Cardinal Centinel works with a lot of payment gateways. It's basically a payment gateway module that checks with the customers/( person who is ordering ) bank, visa, mc, etc, etc, and does extra verifications to protect woo commerce customers against chargebacks!
Cardinal Centinel enabling an ecommerce website to participate in the Verified by Visa (VbV), MasterCard SecureCode (MCSC), and JCB J/Secure payment initiative programs based on the 3-D Secure Protocol.
For more information please go to http://www.cardinalcommerce.com
Why are they, Cardinal Centinel, afraid to mention anything about costs or fees for service? Is it free?